Need In-home Business Starter Embroidery Machine

I am located in Alabama. I have started a business to stay home with my daughter and be home when my two children return home from school each day. I have worked in the accounting field for 19 years and after I had my 3rd child I was no longer interested in working away from home. I have the sewing machine, now I am looking for an embroidery machine that will be effecient to just get me by until I can get my my business off the ground. I do have three children and a house payment therefore I do not have thousands of dollars sitting around to purchase new machine.:o I do want the machine that will download images from computer and can monogram lettering and appliques. Extra's are great too, hoops, fabric, thread. If you have a machine that you are wanting to sell to upgrade that would be great. Looking for something in the $600-$800 range. If you have suggestion please email me at taylormadebygrace@yahoo.com :)